Rates

Effective as of

DEPOSIT ACCOUNTS
Account	Minimum Balance	APY*	Rate**	Compounded
IMM	<$15,000 >$15,000 $100,000-$250,000 Greater than $250,000	0.05 0.05 0.05 0.05	0.05 0.05 0.05 0.05	Monthly
NOW	-- $500,000-1,000,000 Greater than $1,000,000	0.05 0.05 0.05	0.05 0.05 0.05	Monthly
Classic 55 & 55+	--	0.05	0.05	Monthly
Savings	--	0..05	0.05	Quarterly
Christmas Club	--	0.10	0.10	Monthly
* APY = Annual Percentage Yield **Rate = Interest Rate

INVESTORS CHECKING
Balance	APY*	Rate**	Compounded
$0-$9,999.99 10,000-29,999.99 30,000-49,999.99 50,000-99,999.99 100,000-249,999.99 250,000 +	0.05 0.10 0.10 0.10 0.10 0.15	0.05 0.10 0.10 0.10 0.10 0.15	Monthly Monthly Monthly Monthly Monthly Monthly
* APY = Annual Percentage Yield **Rate = Interest Rate

080511

CORPORATE IMM
Balance	APY*	Rate**	Compounded
$0-$24,999.99 25,000-49,999.99 50,000-99,999.99 100,000-249,999.99 250,000-499,999.99 500,000 +	0.05 0.05 0.05 0.05 0.05 0.10	0.05 0.05 0.05 0.05 0.05 0.10	Monthly Monthly Monthly Monthly Monthly Monthly
* APY = Annual Percentage Yield **Rate = Interest Rate

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