Current Rates

Rates & Yields Effective as of

Note: All Annual Percentage Yields (APY) are subject to change.

Checking & Savings

Account	Minimum Balance	APY*
Insured Money Markets	<$15,000 >$15,000 $100,000-$250,000 Greater than $250,000	0.65 0.65 0.65 0.65
Interest Checking	-- $500,000-1,000,000 Greater than $1,000,000	0.50 0.50 0.50
Savings	--	0.65
Christmas Club	--	0.10

Investor Checking

Balance	APY*
$0-$9,999.99	1.00
$10,000-29,999.99	1.00
$30,000-49,999.99	1.00
$50,000-99,999.99	1.25
$100,000-249,999.99	1.25
$250,000 +	1.50

Corporate Insured Money Markets (IMM)

Balance	APY*
$0-$24,999.99	0.50
$25,000-49,999.99	0.50
$50,000-99,999.99	0.50
$100,000-249,999.99	0.75
$250,000-499,999.99	1.00
$500,000 +	2.00

Certificates of Deposit (CDs)

Term	APY*	Penalty
32-89 Days	2.50	1 Month
90-179 Days	2.50	1 Month
6 Months	3.70	1 Month
12 Months	3.60	3 Months
18 Months Special	3.50	3 Months
24 Months	3.50	6 Months
30 Months	3.50	6 Months
36 Months	3.50	9 Months
48 Months	3.50	12 Months
60 Months	3.50	12 Months

- Unadvertised specials may be available. Contact your closest location for additional information.

* APY = Annual Percentage Yield